Where to Get Your Report and Score

You have the right to obtain one free credit report each year from each of the credit reporting agencies at www.annualcreditreport.com. Please note that your free credit report will not include your FICO^® Score.

If you have been denied credit or received a Risk-Based Pricing notice, you have the right to request a free copy of your credit report from the credit reporting agency that furnished your report to the lender that declined your application or offered you less favorable credit terms than other consumers.

It's also important to check your score on a regular basis. There are many credit scores available to consumers on the internet. However, since the FICO^® Score is the score most lenders use, it's best to check that score so you can see what lenders see.